Roofing financing

Schedule a roof inspection. Our inspectors assess your roof's condition, measure everything, and provide a detailed estimate covering materials and labor. That estimate is the foundation for your financing — you know exactly what you're financing before you apply.

Once you know your project total, explore the available payment plans. We'll walk through what's available based on your project size and timeline. Different term lengths mean different monthly payments.

Select the terms that work for your budget. Once approved, we schedule your installation. Most homeowners move from approval to installation within a few weeks, depending on material availability and weather.

Larger projects mean higher financed amounts and higher monthly payments. A 1,500 sq ft roof costs less than a 3,000 sq ft roof with multiple layers to tear off.

Money down reduces the amount you finance. Even a modest down payment lowers the monthly cost noticeably.

Longer terms lower the monthly payment but increase total cost over time; shorter terms are the reverse. It's a tradeoff based on your cash flow.

Approval and specific terms depend on your credit history. Terms vary by applicant.

Bundling decking replacement, ventilation upgrades, or gutters increases the total. These often make sense to do together — you're already paying for labor and access — but they affect what you finance.