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Roof & siding financing

Combine your roof replacement and vinyl siding work into one project with monthly payments that fit your budget. Roof and siding financing lets you tackle both upgrades together— one estimate, one application, one project timeline.
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Financing Your Roof & Siding Projects

Combine your roof replacement and vinyl siding work into one project with monthly payments that fit your budget. Roof and siding financing lets you tackle both upgrades together— one estimate, one application, one project timeline.

Financing Options Cost Calculator
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    Instant Approvals

    Most financing applications get results back instantly.

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    No Prepayment Penalty

    Pay off your balance early at any time.

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    Flexible Terms

    Multiple plan lengths to fit your monthly budget.

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    Review Before You Commit

    See monthly options before scheduling your project.

How does the roof and siding financing
process work?

Roofing and siding financing options follow a straightforward process. No surprises, no hidden steps.
01.

get a combined estimate

We measure and document both your roof and siding project in one visit. This includes noting any related work—decking repairs, ventilation, trim replacement, and the boards along your roofline (soffit and fascia). Everything goes into a single written estimate.

02.

review your options

Based on your combined project total, we walk through available roof and siding payment plans. Terms extend up to 180 months, so you can choose what fits your monthly budget. Our team explains what affects approval and answers questions before you apply.

03.

choose your plan & schedule

Once you've reviewed the options, select the plan that works for you. Then we schedule your project start date. The roofing siding financing application process is streamlined—most approvals happen quickly so you can move forward without long delays.

When does roof and siding financing make sense?

Most homeowners don't plan to replace their roof and siding at the same time. But when both need attention, bundled exterior project financing can simplify the process and reduce overall disruption to your home.

Roof and siding work often connects. Your siding trim meets your roofline. Fascia boards and soffit panels sit right where roofing ends and siding begins. Water management depends on both systems working together. When you finance roof and siding as one project, you address those connections in a single scope rather than piecing things together over multiple years.

Bundling makes sense when

  • Your roof and siding are approaching the same age and showing wear
  • You want to stage exterior disruptions once instead of twice
  • Trim, soffit, or fascia issues span both roof and siding scope
  • You're planning a complete exterior refresh for curb appeal or resale
  • If you're only addressing one system, our dedicated roof replacement and siding replacement pages cover those individual scopes.
siding replacement - Integrity Home Exteriors

What can you
finance together?

Whatever is documented in your written estimate is what's financed. Roof and siding financing covers the full bundled scope—not just materials, but the complete project as quoted.

This approach keeps things simple. You're not financing "roofing" and "siding" separately. You're financing one exterior project that happens to include both systems.

Typical roof scope includes

  • Tear-off and disposal of existing roofing
  • Decking repairs or replacement (if needed)
  • Underlayment, flashing, and ventilation
  • New shingles or metal roofing panels

Typical siding scope includes

  • Removal of existing siding
  • Housewrap and weather barrier
  • New vinyl siding panels
  • Trim, soffit, fascia, and all the finishing pieces that cover edges and corners
  • For details on financing a single service, see our roofing financing and siding financing pages.
  • Home improvement financing for roof and siding covers everything in your documented estimate. If scope changes after your initial consultation—say, we find additional decking damage during tear-off—we'll discuss the adjustment before proceeding.

What affects your monthly payment?

Have a question that's not listed? Our team is always happy to help.

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The combined cost of your roof and siding work. Larger scopes mean higher totals, which affects payment amounts regardless of term length.

If you choose to pay a portion upfront, that reduces the amount financed. No down payment is required, but it's an option if you want lower monthly payments.

Longer terms spread payments over more months. We offer roof and siding payment plans with terms up to 180 months. Shorter terms mean higher monthly payments but less total interest.

Your approval and specific terms depend on your application. We can't guarantee rates or approval, but the process is straightforward and most decisions happen quickly.

If your estimate includes ventilation upgrades, extensive decking work, or full soffit/fascia replacement, those add to the project total. Only what's documented in your estimate is financed—no surprises.

Have a question that's not listed? Our team is always happy to help.

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How can you estimate your project range?

  • Before your consultation, use our calculators to get a ballpark estimate for each system. These tools help you understand rough costs so you're not walking in blind.
  • Keep in mind: calculators provide estimates based on general inputs. Your actual project total comes from on-site inspection and documented scope. Roof pitch, square footage, siding style, and any repairs all factor into final pricing.
  • Use both tools, add the results together, and you'll have a rough sense of your bundled exterior project financing range.

Financing for
other exterior projects

Roofing Financing

Roofing Financing

Monthly payment plans for roof replacement or a qualifying repair.

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Siding Financing

Siding Financing

Monthly payment plans for full siding replacement.

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Window Financing

Window Financing

Spread a whole-home window replacement into monthly payments.

LEARN MORE
Seamless gutter installation - Integrity Home Exteriors

Gutter Financing

Seamless gutters and guards on a payment plan.

LEARN MORE

What Homeowners Are Saying

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READY TO DISCUSS ROOF AND SIDING FINANCING?

Schedule Your Free Inspection

Schedule a combined estimate for your roof and siding project. We'll measure both scopes, document everything, and walk you through financing options for exterior remodeling during your consultation. Our team walks you through every step—from estimate to approval to installation. Over 10,000 homeowners have completed projects with us. Every project includes our Lifetime Workmanship Warranty and Gold Standard Protection Plan.